Ready to start planning?

Using a planning framework will head in the right direction and keep your options open – and enable you to use your decision making skills to make good decisions within the options available to you.

Step one: Learn about decision making 

Step two: Find out your money personality 

Step three: Set a budget 

Regardless of your money personality, a budget is a necessity. But make a budget that will work for your money personality. Use the tools on the MoneySmart website. Get help to deal with debt and look for ways to decrease expenses and increase income.

Next steps:

  • Address other issues
  • Decide on housing options
  • Understand your housing options and make decisions on those that might work for you.

Now you’re ready to start working on your plan on a page.